Above the clouds
on every payday.
Assign every peso the moment your salary lands. No guessing, no bank logins — just a calm plan on your iPhone.
This is the
whole method.
Money comes in. You give it jobs until there's nothing left to assign. Then you spend from the plan — not from a guess.
November
Salary landed Nov 15 · +₱28,000 into BPI Salary · Nov 15 · +₱28,000
₱0 to assign
| Category | Assigned | Spent | Available |
|---|---|---|---|
| Needs | |||
| Rent Due Nov 30 ₱12,000 assigned · Due Nov 30 | ₱12,000 | ₱0 | ₱12,000 |
| Groceries Puregold, wet market, snacks ₱6,500 assigned · ₱2,180 spent | ₱6,500 | ₱2,180 | ₱4,320 |
| Family | |||
| Mama's allowance Sent Nov 15 via GCash ₱4,000 sent Nov 15 via GCash | ₱4,000 | ₱4,000 | ₱0 |
| Future | |||
| Emergency fund Goal ₱60,000 · 42% there ₱3,000 assigned · 42% of goal | ₱3,000 | ₱0 | ₱3,000 |
| Siargao trip Goal April 2027 ₱2,500 assigned · Goal April 2027 | ₱2,500 | ₱0 | ₱2,500 |
| Total Available ₱28,000 assigned · ₱6,180 spent | ₱28,000 | ₱6,180 | ₱21,820 |